How to Check Mutual Fund Status with Folio Number?

Often, one may think – How to check mutual fund status with folio number? One way to check the growth of mutual fund investments is by the AUM growth. A much better way to check retail participation is via folios. Currently, there are more than 12 crore mutual fund folios in India, out of which nearly 5.2 crore folios are SIP folios pertaining to dedicated systematic investment plans.

Understanding Mutual Fund Folios

Let us, for a moment just understand what is this mutual fund folio is all about? Let us you want to invest in a mutual fund AMC of say, HDFC MF or ICICI Pru MF. The first thing you do is to walk into the AMC office and ask for the form. Every investor (uniquely identified by the PAN number) needs one unique FOLIO number for an AMC. Effectively, if you are invested across 7 mutual fund AMCs then you need to have 7 folios. Once the mutual fund allots you a unique folio number, you can use this folios number for all your mutual fund investments pertaining to that particular AMC; either debt, equity or liquid funds.

Folio numbers can either be numeric or it can be alphanumeric. However, it could happen that you may create multiple folios in the same AMC over time. In such cases, it is possible to write to the AMC and get the folios consolidated into one single folio number for easier record keeping. Folios or unique folios give an approximate representation of the total number of unique investors in mutual funds, although there could still be duplications.

India has seen one of the fastest growth in mutual fund folios and stock broking and demat accounts in the post pandemic scenarios. The proliferation of bank accounts and cheap and quality internet access has also helped the rapid growth of capital market accounts. What is also visible in the last few years is the rising awareness among investors about the merits of investing in mutual funds and staying put for the long term. It is in this context that investors in mutual funds need to understand the concept of mutual fund folios and also how such folios can be used as a reference point to check the status of your mutual fund holdings. It is a simple and effective process and you can do it even online.

Who decides and allocates the folio number?

A folio number is a one-of-a-kind identifier that is assigned to the account at a mutual fund that belongs to an investor. The fund’s assets, transactions, and other data can be tracked more easily with its assistance.

The Asset Management Company (AMC) or the Registrar and Transfer Agent (RTA) allocates the folio number when an investor first invests in a fund. Major RTAs like CAMS and KFintech handle this process for various mutual fund houses. Each folio is linked to investor details, including name, PAN, and bank information.

Investors can have more than one folio in the same fund for different reasons, such as tax breaks or separate portfolios. Folios simplify investment tracking and ensure efficient record management. Investors can check mutual fund status by folio number on the fund’s website or the RTA portal. Keeping folio details handy ensures smooth transactions.

Ways to Check Mutual Fund Status with Folio Number

Many techniques exist to verify mutual fund status using your folio number:

1. Website or Mobile App – Log in to your mutual fund’s official website or app, enter your folio number, and view your portfolio details.
2. Registrar Websites – Platforms like CAMS and KFintech allow investors to check their holdings across multiple AMCs.
3. Customer Care – Call or email the AMC’s customer support with your folio number for an update.
4. Account Statements – Request a statement via email or SMS from the AMC or registrar.
5. Banking Apps – Some banks provide mutual fund tracking services linked to your folio number.

What is the process for using my folio number to access my mutual fund’s status online?

Here are some of the most popular ways through which investors can know how to check mutual fund status with folio number online.

• Check your mutual fund status online

Thanks to smart websites and smarter apps, investors have become tech savvy and most investors are today investing through online mode. Websites of the AMCs as well as the websites of the registrars like CAMS and Karvy will assist investors in checking their fund status using the folio number. It is possible to do a one-time registration on the website and track performance. You need a combination of mobile number and PAN card for the same.

• Using the AMC office to verify the status of a mutual fund

If you are not too techno savvy, then the option is to walk into the AMC office and get the statement printed by providing details like folio number and PAN. The AMC will help you to track and know the status of all your investments for that folio. However, if you have MF investments across multiple AMCs, then it is cumbersome as you must approach them separately with respective folios.

• Check the status through registrar website

Investors can also track the performance of their mutual fund holdings by visiting the website of the Mutual Fund Registrar, which is the record keeper of the fund. Most of the big funds in India will use one of the two biggest registrars in the country, Karvy or CAMS. You can get the statement on the registrar’s website by entering your PAN, folio number, and mobile number. Nowadays, registrars also make it easy for you to consolidate folios among registrars via PAN mapping.

• Your advisor can also help you in this process

Many investors happen to invest in funds through an advisor. In these situations, the advisor can help get in touch with the concerned AMC or registrar and provide you the details. You pay advisors for the advisory service and they will always be happy to provide some add on service that helps you.

To sum it up; If you have your PAN number, folio number, and mobile details ready, it is possible to procure the statement of holdings and the statement of transactions via CAS or transaction statement, either through the mutual fund app, or by visiting the branch office. One of the most efficient ways to check mutual fund status by folio number is to opt for a consolidated statement across registrars.

How Can You Use Your AMC Office to Check the Status of Your Mutual Fund with Your Folio Number?

Even before going to check mutual fund status by folio number, the primary question is where to locate the folio number. Of course, it is always advisable to maintain an online and offline record of all your folio numbers, account numbers, credit card numbers, etc, for safe and easy access. But even assuming that you have not kept such a record, how to check mutual fund status with folio number is quite simple. Here is how to check mutual fund status with folio number.

• You can get the folio in the top corner of the Consolidated Account Statement (CAS) sent to you by the AMC on a periodic basis.
• When you transact through SIPs or through lump-sum investments or redemptions, a Mutual Fund Statement is sent to you. This statement also contains folio number.
• AMCs also offer to call up a particular toll-free number or sent an email from your registered id to get your registered folio number.
• There is always the physical option wherein you can walk into any of the branches of the AMC or the registrar and ask for the folio number after adequate identifying yourself.

How can you check your mutual fund status with a folio number on the registrar’s website?

Investors can easily check mutual fund status by folio number. It can be done by visiting the website of the Mutual Fund Registrar, which is the record keeper of the fund. Two of the largest registrars in India are CAMS and Karvy, so most of the large funds will have one of them as their registrar. 

To answer how to check mutual fund status with folio number online, on the registrar website, you can enter the details of PAN, folio number, and mobile number, and the statement is made available. Today, the registrars are also allowing you to consolidated folios across registrars using PAN mapping, and this process is a lot simpler for you.

How to Check Mutual Fund Status with Folio Number By Contacting your Broker?

Many investors happen to invest in funds through an advisor. In these situations, the advisor can help get in touch with the concerned AMC or registrar and provide you with the details. You pay advisors for the advisory service, and they will always be happy to provide some add-on service that helps you. However, the broker will check mutual fund status by folio number only.

 How to Check Mutual Fund Status with Folio Number By Email or SMS Services?

Additional Advice for Managing Your Mutual Fund Investments

Advantages of having a folio number

We have learnt how to check mutual fund status with folio number online. Here are some of the key benefits for investors to have a mutual fund folio number.

1. Investors can easily get a complete list of units invested in a particular AMC instantly by using this folio number as a reference point. It is quick and simple way to check.
2. The asset management company or AMC is able to make a credible record system of its investors by identifying them with the unique folio number.
3. It is important for investors as it saves time and effort since these investors do not have to go through the KYC process each time while transacting with the same AMC.
4. The folio number is a kind of an all-India number and the record are maintained by the registrar based on the folio number. You can check mutual fund status by folio number from anywhere in India.

Where do I locate my folio number for a particular AMC?

Even before going to check mutual fund status by folio number, the primary question is where to locate the folio number. Of course, it is always advisable to maintain an online and offline record of all your folio numbers, account numbers, credit card numbers, etc, for safe and easy access. But even assuming that you have not kept such a record, locating your folio number is quite simple. Here is how to check mutual fund status with folio number for a particular AMC.

• You can get the folio in the top corner of the Consolidated Account Statement (CAS) sent to you by the AMC on a periodic basis.
• When you transact through SIPs or through lump-sum investments or redemptions, a Mutual Fund Statement is sent to you. This statement also contains folio number.
• AMCs also offer to call up a particular toll-free number or send an email from your registered ID to get your registered folio number.
• There is always the physical option wherein you can walk into any of the branches of the AMC or the registrar and ask to check mutual fund status by folio number after adequate identifying yourself.

Conclusion

IIFL offers a seamless platform to manage mutual fund investments efficiently. With reliable tracking tools and expert advisory services, investors can easily monitor their portfolios using folio numbers while ensuring informed decision-making for long-term financial growth.