List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

Inventory Financing definition refers to the form of short-term financial arrangement or a revolving credit line established to fund a company's inventory. In this arrangement, the inventory purchased by the company serves as collateral to secure the borrowed funds.

A long-term loan is a kind of credit borrowing that is repayable over a protracted period of time with additional interest and fees. Comparing long-term loans to short-term business loans, long-term loans are more advantageous and are generally favoured by borrowers.

The debt trap looms as a formidable adversary in the treacherous realm of personal and business finance. This perilous predicament ensnares individuals and enterprises alike when debts accumulate to an overwhelming extent, rendering the path to repayment treacherous. The debt trap often emerges when borrowers resort to securing new loans to alleviate the burden of existing debts, unknowingly entangling themselves in a relentless spiral of debt accumulation that seems nearly impossible to escape.

The easiest way to acquire funds for setting up your online trading firm is by applying for a business loan. Several lenders are offering affordable loans to set up a new business. You should compare the interest rates, repayment flexibility, and various other aspects of the loan before choosing it. You can get such a loan from an NBFC lender, such as IIFL Capital Services.

Savings & Loan (S&L) associations are quite common in United States. They accept deposits and give loans only to their members. So the customers of an S&L association are also its members or shareholders. S&L associations are also known as credit unions. They give a variety of loans to their customers. These include mortgage loans, business loans, personal loans etc. They also provide checking and […]

Debt financing adds to a company's debt element of its capital structure. It can improve the performance and growth of an organisation.

The 59 Minutes Loan program for MSMEs is meant to act as an incentive of growth for MSMEs. For Indian small enterprises, the 59 Minutes MSME Loan scheme is proving to be an important one. The program has accelerated MSMEs' growth by streamlining loan approval processes, providing collateral-free loans, and delivering attractive interest rates.

As per the new definitions, a micro enterprise is now one that has an investment of not more than Rs 1 crore and annual turnover or sales of not more than Rs 5 crore. A small enterprise is one that has investment in plant, machinery etc. of not more than Rs 10 crore and annual turnover of not more than Rs 50 crore.

The longer-term loans for business come with a specified extended duration for repayment. While certain loans can extend up to 25 years, the usual repayment timeframe falls within 5 to 7 years.

Swedish banking crisis is one of the most well-known financial crises. It occurred in 1992. All through the decade of 80s, the central bank of Sweden kept interest rates low. Due to low interest rates, demand for loans went up sharply.