List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

As a woman you can have a number of home responsibilities or both home & work responsibilities. A side business can be started by giving just your free time to it. You can do it on a small scale and still earn some useful income from it.

what a business loan is and all of its advantages, you should consider applying for one. We know you can reach new heights after all. With the help of this business loan, you will be able to overcome any financial obstacles and receive the necessary funding to realise your business idea.

A fixed-interest loan on a business loan comes with a steady and unchanging interest rate throughout the loan tenure. This means that the interest you agree upon at the beginning of the loan remains constant, and your monthly installments will not be affected by market fluctuations.

A business loan is borrowed money that businesses use to cover costs they can't afford on their own in the short term.

Two of the most common types of loans that often cater to their needs are business loans and microloans. Understanding the contrast between the two is essential for entrepreneurs to determine the right funding fit for their business.

According to the UCC Filings definition, Uniform Commercial Code Filing is a form of document or notice employed by lenders to secure transactions when lending debtors' money. It allows the lender to recoup the loan money in case of default by establishing rights over the listed property of the debtor, which is used as collateral to secure the loan.

Banks and NBFCs offer business loans with interest rates starting at 16% p.a. for loans up to Rs2 crore that can be repaid over a maximum of 5 years.

Paying a business loan down payment upfront is not necessary. Nonetheless, if you opt for a secured loan, specific lenders may request collateral in business or personal assets. However, for unsecured loans, no business loan down payments required.

Startup business loans are specially offered as assistance to entrepreneurs who have an innovative business idea but need an established credit history or significant assets to use as collateral.

No-doc business loans are a one-stop solution for businesses and entrepreneurs seeking funding or finance options that are quick and easier to procure without much hassle of documentation.